How to Access Financing at LAFA
Helping our students fund their pilot training


Quick Comparison
Stratus Financial
Flight Training Finance
Financing Options Comparison
Compare the different financing options available to you for flight training. Each option has unique features to suit various needs and circumstances.
Financing Option | Eligibility Criteria | Program Coverage | Time to Complete | Co-borrower | Repayment Start | Funding Disbursement | Interest |
---|---|---|---|---|---|---|---|
Stratus Financial | Can apply with a co-borrower from the start; caters to various stages of flight training | Various stages from private pilot to CFI; tailored to individual training needs | Flexible, adapts to individual training pace | From the beginning; enhances loan options | Flexible, based on individual agreement | Flexible, based on student needs and school involvement | Varies, competitive options tailored to the borrower's circumstances |
Flight Training Finance | Focus on FICO score for financing; best suited for hobbyists | Only PPL or IFR | Not specified | Not applicable | Immediately; does not defer during training; terms range from 18 to 72 months | Paid directly to school after each lesson; loan grows with each lesson | Rates vary between 12% to 18%; repayment does not defer during training |

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